How Should I Spend It?

Highlights of a letter I recently received from my bank:

We recently discovered an error in the amount we charged to some customers on their overdraft protection service … we estimate the average amount per account to be $3.46 … our records indicate that your account was not affected by this error … however, as an expression of good faith, we are also reimbursing you a proportional share of the total estimated amount our customers were overcharged … we will be making an electronic funds transfer into the account which has the overdraft protection service in the amount of $3.46.

Maybe I’ll splurge and use another bank’s ATM machine. After service charges from both institutions, I’ll even have a hefty $0.46 to spend elsewhere.